New Client Intake

The Stafford Corporation (“Stafford”) is a licensed insurance producer in 34 states and offers the Flexmethod® and insurance products through its licensed brokers. The Flexmethod® may include an asset-based lending strategy that uses the value of an eligible life insurance policy as collateral to generate cash flow. It may also involve coordination with your investment advisor, tax, and legal professionals. Stafford does not provide investment advisory services, securities, legal, or tax advice. Certain eligibility restrictions apply.

In connection with the Flexmethod®, Stafford may recommend the services of other professionals, including Desert Rose Capital Management, Inc., an SEC-registered investment adviser and affiliate of Stafford. This presents a conflict of interest, as Desert Rose Capital Management, Inc. may earn compensation related to the Flexmethod®.

The statements herein are aspirational and for illustrative purposes only. The suitability and results of the Flexmethod® depend on the individual policyholder’s circumstances. There are risks associated with the Flexmethod®, including market risk, interest rate risk, and loan renewal requirements. Policy guarantees and benefits are subject to the claims-paying ability and financial strength of the issuing insurance company. Coverage may expire if premiums are not paid or are insufficient. Loans and withdrawals reduce the policy’s cash surrender value and death benefit, which may affect coverage and performance. Failure to repay loans could result in default, policy lapse, or forfeiture of policy value.

While the Flexmethod® seeks to provide access to potentially tax-free withdrawals (as loans are generally not considered income), tax implications may arise if a policy is sold or surrendered. Consult your tax advisor for specific tax implications. Not all Flexmethod® solutions are available in all states or jurisdictions. For more information, consult your Flexmethod® professional and insurance agent.