A financial solution that is uniquely built… for you
- Financial Security — Create a Paycheck for Yourself
- One of the World's Safest Asset Classes
- Flexible — Adapts to Your Life Changes
- Often Includes Investments, Insurance, Taxes
- Create Generational Wealth
"I've found my forever strategy. I will use the Flexmethod® Strategy for my clients until the day I retire!"
- Richard C. Financial Advisor, Agent
The Flexmethod® vs.
A Traditional Portfolio
Example: A 45-year-old client with $200,000 saved – assuming an 8% return using a traditional investment approach – might expect to receive just under $35,000 in annual income at age 65.
However, with the Flexmethod® strategy, this same $200,000 has the potential to provide this client $136,000 - $186,800 in annual income at age 65. This is over 5x the income of the traditional approach.
For Illustrative Purposes Only: All results from tools created by US Life regarding the likelihood of various outcomes are hypothetical in nature, do not reflect actual potential results and are not guarantees of future results. You should always consult a qualified tax professional regarding any potential tax implications. There are risks associated with the Flexmethod® that you should consider and discuss with your US Life representative and other financial professionals, including, but not limited to, market risk, interest rate risk, and additional loan renewal requirements. We assumed an 8% return every year on the traditional portfolio, a 5% withdrawal rate and a 25% tax rate on withdrawals.
"This is exactly what we've been looking for — to remove the headaches and make our lives simple. I need someone I can trust with taxes, investments, insurance, and income. I'm glad we found you guys."
- Derek D. Recently sold his business.
What is the Flexmethod®?
The Flexmethod® is a financial solution that often combines investments, taxes, and life insurance to help our clients enjoy peace of mind. The #1 financial concern for Americans is running out of money in retirement. The Flexmethod® is built to address this concern head-on.
- Targeted 12% After-Tax Returns for Clients
- Goal of Producing 2-10x Retirement Income
- Lifelong Financial Partnership
- Protection: Minimum Performance Guarantees
"I want to know why you guys aren't on CNBC's Squawk Box with this strategy? This is what America needs to hear."
- John M. Financial Advisor, 30 years
Is the Flexmethod® a Good Fit for You?
1
Can I retire with $250,000 saved?
Yes. We specialize in helping people like you retire with the comfort of having an income plan that can help provide financial peace of mind. We help optimize your financial situation regardless of the amount you have to work with. The Flexmethod® typically partners with experts in tax strategies, investments, and life insurance to generate significant supplemental income and help give you peace of mind and make the most of whatever amount you start with.
1
Can I pay my monthly mortgage with the Flexmethod®?
It depends. The answer in many cases is, "YES!" We will build a personalized design for you that shows how this strategy could help pay your monthly mortgage, either in full or in part, depending on your situation. Contact us today to develop a plan tailored to help address your needs.
2
My biggest fear is running out of money in retirement. Can you help?
Absolutely. You share the #1 financial concern of most Americans. We provide a conservative strategy that could help put your mind at ease – personalized to your specific needs. One important area where we differ from many financial advisors, agents, and strategies is our focus on helping you build a supplemental retirement income. While many advisors and agents show you how to save and grow money, few help you build a solid income strategy like we do. Additionally, with the Flexmethod® you will create a legacy for your loved ones and provide a level of financial protection for them.
3
I am a single, divorced parent and trying to get back on my feet. Can the Flexmethod® help?
Definitely. We have helped many people in your situation work toward financial stability and long-term success. We consider your entire situation (the good and difficult parts) and present you with financial guidance to help you move forward.
4
I am retired with money in a 401k, and I'm concerned about large tax bills when I take my money out. What should I do?
Speak with us. We offer a unique strategy designed to help you access your funds in a tax-efficient manner while aiming to grow your savings. We partner with tax professionals, investment advisors, and insurance experts who work together to help you create a plan tailored to your specific needs. Let us connect you with a Flexmethod® Wealth Consultant to discuss this strategy today.
I am...
Yes
No
- Seeking Security and High Income
- An Individual or Couple
- Short-Term, Market Timer Mindset
- Looking for Help with Taxes, Investments, and Insurance
- Long-Term Mindset
- Poor Health
- Looking for Financial Guidance
- A Business Owner
- Over 75-years-old
- Looking to Create Generational Wealth
- X
- X
- X
- X
- X
- X
- X
- X
- X
- X
- X
- Options Available
- X
- X
- X
- X
- X
- Options Available
- X
- X
Is the Flexmethod® a Good Fit for You?
Yes, if you are...
- Seeking Security and High Income
- An Individual or Couple
- Looking for Help with Taxes, Investments, and Insurance
- Long-Term Mindset
- Looking for Financial Guidance
- A Business Owner
- Looking to Create Generational Wealth
No, if you are...
- Short-Term, Market Timer Mindset
- In Poor Health - Options Available
- Over 75-years-old - Options Available
1
Can I pay my monthly mortgage with the Flexmethod®?
It depends. The answer in many cases is, "YES!" We will build a personalized design for you that shows how this strategy could help pay your monthly mortgage, either in full or in part, depending on your situation. Contact us today to develop a plan tailored to help address your needs.
2
My biggest fear is running out of money in retirement. Can you help?
Absolutely. You share the #1 financial concern of most Americans. We provide a conservative strategy that could help put your mind at ease – personalized to your specific needs. One important area where we differ from many financial advisors, agents, and strategies is our focus on helping you build a supplemental retirement income. While many advisors and agents show you how to save and grow money, few help you build a solid income strategy like we do. Additionally, with the Flexmethod® you will create a legacy for your loved ones and provide a level of financial protection for them.
3
I am a single, divorced parent and trying to get back on my feet. Can the Flexmethod® help?
Definitely. We have helped many people in your situation work toward financial stability and long-term success. We consider your entire situation (the good and difficult parts) and present you with financial guidance to help you move forward.
4
I am retired with money in a 401k, and I'm concerned about large tax bills when I take my money out. What should I do?
Speak with us. We offer a unique strategy designed to help you access your funds in a tax-efficient manner while aiming to grow your savings. We partner with tax professionals, investment advisors, and insurance experts who work together to help you create a plan tailored to your specific needs. Let us connect you with a Flexmethod® Wealth Consultant to discuss this strategy today.
"Thank you so much. You don't know what this means to me. I have needed help, and this changes everything."
- Sherry W. Client
Meet the Founder of the
Flexmethod® Strategy
"My favorite feature of the Flexmethod® is the flexibility to adapt to changes in your life. Whether it's a new marriage, new birth, sudden loss of a loved one, job loss, or job promotion — the Flexmethod® adapts to your life and your financial situation. This solution is designed to bring financial security for our clients and their loved ones for generations."
- Kirk Stafford President & CEO
Kirk Stafford
President & CEO
"This strategy has done exactly what you said it would. We could not be happier."
- Mona C. Client
Nathan Stoddard
VP, Senior Wealth Consultant
Meet Our Dedicated Team
- 250+ Years of Collective Experience
- ~3,000 Client Policies
- More than $3 Billion in Death Benefit Provided
- Top 5 Insurance Producer in the U.S.
- Client Retention Rate: 99.5%
- 300+ Active Agents Across the U.S.
Mausmi Pala
Chief Compliance Officer
Sherika Ralliford
Wealth Manager
Brook DeVincenzi
Senior Wealth Consultant
Michele Nissen
Senior Case Manager
Breelle Berrett
Loan Processor
Harris McMullin
Senior Wealth Consultant
Nathan Stoddard
VP, Senior Wealth Consultant
Mausmi Pala
Chief Compliance Officer
Sherika Ralliford
Wealth Manager
Brook DeVincenzi
Senior Wealth Consultant
Michele Nissen
Senior Case Manager
Breelle Berrett
Loan Processor
Harris McMullin
Senior Wealth Consultant
Meet Our Dedicated Team
- 250+ Years of Collective Experience
- ~3,000 Client Policies
- More than $3 Billion in Death Benefit Provided
- Top 5 Insurance Producer in the U.S.
- Client Retention Rate: 99.5%
- 300+ Active Agents Across the U.S.
