You’re looking to earn more revenue. You have employees. No, we’re not going to tell you to lay off employees or cut into their wages to do that. In fact, the way to access this “hidden business within your business” is actually by providing more value to them. What goes around comes around, after all. And perhaps nowhere is that more true than with the Corporate Flexmethod.
The Power of Leveraged Whole Life Insurance
“The Flexmethod” describes our practice of marrying the time-tested banking principle of leverage to the incredibly reliable asset of cash value life insurance. Borrowing other people’s money at one low rate and using it to earn a much higher rate is how banks have made money for centuries.
Meanwhile, cash value life insurance has paid dividends since before the civil war–and is backed and guaranteed to not go down in value. What other assets can claim that? Stocks and real estate sure can’t–and leveraging those assets during a downturn can be devastating. When we keep that risk in mind, the stability and predictability of cash value life insurance makes it a matchless asset to leverage.
A Win-Win
You can leverage your own life insurance, of course. We’ve been using the Flexmethod to do that for years. We’ve since introduced a way to enhance earnings from the Flexmethod by adding additional policies to leverage–policies for your employees.
Because you have an “insurable interest” in your employees, you can provide policies for them as a bonus/benefit. Your employees will love receiving death benefit coverage without anything coming out of their paychecks. Employee satisfaction (?) is an additional bonus of the corporate Flexmethod approach.
Here’s where your win comes in: because you paid for your employees’ policies, we can help set you up to make a return on that investment by having access to the leveraged growth of those policies. Now, the power of the Flexmethod is in effect in not just one policy (yours) but in those of your employees, too. All the while, providing death benefit coverage and other potential benefits to your employees!
The cherry on top is that your initial expenditure to provide this coverage for your employees is actually tax deductible for your business. And, because we use the bank to pay for premiums after the first year, you’re not tied into paying every premium year after year to keep the policy alive. Your employees can keep the benefit even after they leave, move, or retire.
Maximizing Your Business Potential
Let’s sum this up. In short, the Corporate Flexmethod strategy helps you to set up insurance policies as a benefit to your employees–at no cost (or paycheck withholding) to them. They get to select their beneficiaries, and in the event of their passing–whether during or after their employment–these beneficiaries will receive a death benefit.
The death benefit is just half of cash value life insurance, however. And, as the provider of the policy, your business can receive both tax advantages for providing this employee benefit, along with the ability to safely leverage the “cash value” portion of these policies with the Flexmethod.
When investing your money in the cash value of your employees’ life insurance policies, it’s as though you are managing a fast-growth savings account. Using leverage with this time-tested asset is safe, predictable, and results in high returns–without the need to worry about market fluctuations or crashes. Unlike bonds or CDs, your money is also available whenever you need it–just a written check away.
The Corporate Flexmethod is an outstanding way to manage and grow you and your business’s money, while also providing a meaningful benefit to your employees.
Contact us today to learn more about how you can use the Flexmethod to boost your business’s revenue.