Business Owners – The Flexmethod

The Corporate Flexmethod® (2:30)

How can we help you?

"I know dozens of business owners who want this. What's the downside? The owners get to attract and keep great employees, who get a phenomenal benefit, and the business owner can get paid back in full for this benefit they're offering."

- Jason S. Business Owner

The Flexmethod® for Business Owners

The Corporate Flexmethod® Strategy is a highly customizable cash management tool that aims to optimize a company's existing cash reserves while keeping those funds safe and accessible.

"You guys are revolutionizing the industry, you know that don't you? I've been in this business for decades and you've put the pieces together. I love this and I still can't believe it's been done."

- Dan M. Business Owner

Hire and Retain Quality Employees

Attracting and retaining talent has never been more challenging. The Corporate Flexmethod® Strategy offers you the opportunity to provide your employees with valuable benefits at no additional net cost to you.

"I appreciate your candor and insight. I appreciate the insight from Kirk (Flexmethod® and US Life CEO). After this meeting I will send you $1 million."

- Rick C. Business Founder

Reducing the Burden of Taxes

Any growth experienced within a life insurance policy is 100% tax-free*. In addition, corporate owned life insurance policies offer additional tax incentives to the company, which helps you keep more of your profits.

*You should consult with your tax advisor regarding the specific tax implications of any strategy. Tax implications are possible if a life insurance policy is sold or surrendered.

"I'm looking forward to starting Corporate Flexmethod® on my 14 employees in 2025. You guys have been great!"

- Dan C. Business Owner

Corporate Success Stories

We work with business leaders and owners across the U.S. looking to mitigate taxes, increase profits, and retain key employees with a pension-style benefit at little to no net cost to the company.

Spencer

Small Business Owner

Spencer, a small business owner, was looking for a way to retain his best employees without costing his business an arm and leg. We introduced him to the Corporate Flexmethod® as a way to provide a pension-style benefit to his employees without costing his company any new net operational costs. Instead, he used some of his funds he had set aside for emergencies to buy policies on his employees. He still has access to these funds in case of an emergency. Spencer's company funds are safe and accessible, and are on track to earn double-digit growth. His employees — if they stay with him — will share in this added pension-style income for the rest of their lives.

Ready to see how the Corporate
Flexmethod® can work for your business?

Financial solutions from dedicated professionals designed to be flexible enough to meet your unique needs.

The Stafford Corporation (“Stafford”) is a licensed insurance producer in 34 states and offers the Flexmethod® and insurance products through its licensed brokers. The Flexmethod® may include an asset-based lending strategy that uses the value of an eligible life insurance policy as collateral to generate cash flow. It may also involve coordination with your investment advisor, tax, and legal professionals. Stafford does not provide investment advisory services, securities, legal, or tax advice. Certain eligibility restrictions apply.

In connection with the Flexmethod®, Stafford may recommend the services of other professionals, including Desert Rose Capital Management, Inc., an SEC-registered investment adviser and affiliate of Stafford. This presents a conflict of interest, as Desert Rose Capital Management, Inc. may earn compensation related to the Flexmethod®.

The statements herein are aspirational and for illustrative purposes only. The suitability and results of the Flexmethod® depend on the individual policyholder’s circumstances. There are risks associated with the Flexmethod®, including market risk, interest rate risk, and loan renewal requirements. Policy guarantees and benefits are subject to the claims-paying ability and financial strength of the issuing insurance company. Coverage may expire if premiums are not paid or are insufficient. Loans and withdrawals reduce the policy’s cash surrender value and death benefit, which may affect coverage and performance. Failure to repay loans could result in default, policy lapse, or forfeiture of policy value.

While the Flexmethod® seeks to provide access to potentially tax-free withdrawals (as loans are generally not considered income), tax implications may arise if a policy is sold or surrendered. Consult your tax advisor for specific tax implications. Not all Flexmethod® solutions are available in all states or jurisdictions. For more information, consult your Flexmethod® professional and insurance agent.