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The Stafford Corporation (“Stafford”) is a licensed insurance producer in Idaho and offers the Flexmethod and insurance products and services through its licensed insurance brokers. The Flexmethod is an asset-based lending strategy that seeks to generate cash flow by borrowing against the value of an eligible life insurance policy; it is not an offering by Stafford of investment advisory services or securities. In connection with the Flexmethod strategy, Stafford incorporates the services of affiliated service providers as necessary, including but not limited to: (1) the Cash Value Lending Corporation (CVLC), as lender, and the Cash Value Fund, L.P., which has entered into certain debt and equity financing arrangements with CVLC; (2) Desert Rose Capital Management, Inc., an SEC registered investment adviser that provides investment management services to the Cash Value Fund, L.P. and other clients. The compensation earned by these entities in connection with the Flexmethod presents a conflict of interest for Stafford because Stafford is incentivized to use or recommend that you use these affiliated service providers. Certain eligibility restrictions may apply. For additional information about the Flexmethod, including affiliates of Stafford which are engaged in providing related services to Flexmethod customers please visit https://theflexmethod.com/additional-information-disclosure.