Financial security is one of the most worried about individual and family topics.
We are proud to have partnered with the Flexmethod® to provide you and your loved ones with a high-income potential strategy that is tax-free and offers your loved one’s legacy benefits in the event of the unexpected.
Use our calculator to see what the Flexmethod® can do for you.
The Flexmethod® stands out as a solution for my client’s financial needs because of its return potential and stability.
I believe in the power of this solution for my own family, I’d love to show you what it can do for yours.
Your well designed life insurance policy offers tremendous flexibility to meet your changing needs.
Our approach is designed to deliver. We expect you to earn a high rate of return using one of the World’s safest assets.
Your Flexmethod® plan is centered on a Tier 1 asset. This is a banking term for the highest quality asset class and considered a cash equivalent.
“Securities offered through Cabot Lodge Securities, LLC (CLS) Member FINRA / SIPC Advisory services offered through CL Wealth Management, LLC (CLWM) 425 N.Martingale Road, Suite 1220, Schaumburg, IL 60173 212.388.6200 Bessette Financial is not controlled by or a subsidiary of CLS or CLWM. Bessette Financial Services does not provide tax advice or legal advice. Any Discussion of taxes herein is for informational purposes. You should consult with an attorney or accountant concerning any tax and/or legal advice.”
* By contacting us, you may speak with a licensed insurance agent and be provided information about insurance.
Financial solutions from dedicated professionals designed to be flexible enough to meet your unique needs.
The Stafford Corporation (“Stafford”) is a licensed insurance producer in 34 states and offers the Flexmethod® and insurance products through its licensed brokers. The Flexmethod® may include an asset-based lending strategy that uses the value of an eligible life insurance policy as collateral to generate cash flow. It may also involve coordination with your investment advisor, tax, and legal professionals. Stafford does not provide investment advisory services, securities, legal, or tax advice. Certain eligibility restrictions apply.
In connection with the Flexmethod®, Stafford may recommend the services of other professionals, including Desert Rose Capital Management, Inc., an SEC-registered investment adviser and affiliate of Stafford. This presents a conflict of interest, as Desert Rose Capital Management, Inc. may earn compensation related to the Flexmethod®.
The statements herein are aspirational and for illustrative purposes only. The suitability and results of the Flexmethod® depend on the individual policyholder’s circumstances. There are risks associated with the Flexmethod®, including market risk, interest rate risk, and loan renewal requirements. Policy guarantees and benefits are subject to the claims-paying ability and financial strength of the issuing insurance company. Coverage may expire if premiums are not paid or are insufficient. Loans and withdrawals reduce the policy’s cash surrender value and death benefit, which may affect coverage and performance. Failure to repay loans could result in default, policy lapse, or forfeiture of policy value.
While the Flexmethod® seeks to provide access to potentially tax-free withdrawals (as loans are generally not considered income), tax implications may arise if a policy is sold or surrendered. Consult your tax advisor for specific tax implications. Not all Flexmethod® solutions are available in all states or jurisdictions. For more information, consult your Flexmethod® professional and insurance agent.
